How To Get Dollar Card in Nigeria For Free

Having some troubles paying for some services or products online with your Nigeria bank card? worry no more, here is how you can get a USD/dollar card for your online/International spendings in Nigeria for free(most of card issuers now charges card activation fee), you can spend as much as $2500 daily with this USD cards, on this post we will share platforms and fintechs that issue dollar cards in Nigeria for free.

Since the CBN and the commercial banks has reduced/suspended international spending on the Naira cards due to their new policies or supposed dollar scarcity, paying for goods or services has been made hard for the average Nigerian or entrepreneurs.

Before now one can use the Naira card to pay for stuffs online and get charged the dollar equivalent in Naira using the bank rates, but this has changed over the years, from $14000 monthly spending limit in 2005 to $100 in 2015, $20 spending limit in late 2022 and now a total suspension of international spending limit with Naira cards in 2023, quite unfortunate, this is a story for another post 😊

Due to this limitations we now resort to using the dollar cards as suggested by the banks or use a virtual dollar card(recommended), the later is what we will discuss on this post and how you can get it for free too since most fintechs that issue dollars cards charge some activation fee.

The advantage of a virtual dollar card over the physical one is that you don’t have to go through the hassle of visiting the banks to get the cards, buy physical dollars from BDCs, go back to the bank to fund the card, before using it for your International purchases, the only notable disadvantage of virtual cards are the rate at which its funded, you might have to fund it above the parallel market rate.

How To Get Dollar Card in Nigeria For Free

Below are the platforms that issue dollar virtual cards for free in Nigeria, with them you don’t have to pay any card activation fee and you can fund your card instantly and use it for its purpose

Update: Chippercash now charges card activation fee of 2000 or more

1 ~ Chipper Cash

Chipper Cash is an African Fintech group that are focused on easing the movement of money across Africa and Abroad, with chippercash you can send and receive money to more than 5 African countries including the UK either via the chippercash tag or direct bank transfer.

Chippercash has recently introduce a free virtual dollar and naira card for international spending.

How to Get and Activate your virtual Chipper USD Card

1 ~Click here to download the chippercash app and sign up with your details

2 ~ After account verification, go ahead and activate your dollar card

3 ~ Tap the “Card” tab on your Chipper app.

~Select “Claim Card”.

~ Enter the requested information and tap “Looks Good!” once done.

~ Tap “Continue”. and Your ‘looking good’ Chipper Card is ready to go

How To Fund Your Chipper USD Card?

Follow the steps below to do that to fund your Chippercash virtual dollar card,

~ Tap the “Card” tab and select “Add Funds From Chipper Wallet”, make sure your account is funded

~ Enter the preferred amount.

Like I said earlier, you woujd

~ Select “Add Funds”.

~ Your Chipper Card balance will be credited and your wallet will be debited.
And… you’re good to go!

OTHER PLATFORMS WHERE YOU CAN GET DOLLAR CARDS IN NIGERIA

They are host of other Fintechs that issues virtual dollar debit and credit cards in Nigeria, this platforms charges card activation fees though unlike the Chippercash platform, They include

~ Eversend App

Eversend is a mobile fintech startup founded by Ugandan entrepreneur Stone Atwine. The fintech allows users to save, send and exchange money in multiple currencies in a single app. Users are also able to pay bills, send talk-time and get credit. Soon, users will be able to buy insurance as well.

With Eversend app you can get as many virtual dollar cards as possible, that’s to say that you are not limited to creating one card at time

Download Eversend app

~ Gomoney app

GoMoney is a 100% digital platform that simplifies and streamlines the international money transfer.

Gomoney issues a dollar/naira denominated virtual cards for local an international transactions

Download Gomoney app

That’s all for now, we will keep the card updated with more platforms as we use and confirm them